ABOUT US

India Fintech Foundation


India Fintech Foundation (under the legal entity name of Unified Fintech Forum) stands as a pivotal bridge in India’s rapidly evolving Fintech landscape, dedicated to advancing the responsible growth, innovation, collaboration and development of the fintech sector of India. We as a non-profit organisation, serve as a unified and a collective for India’s fintechs across all stages, sizes and sub-sectors and by playing a crucial role in shaping the regulatory environment, promoting best practices, and driving financial inclusion across the nation.

We are today, a result of a coalition of fintech founders, seasoned policy experts, and highly respected industry leaders who have come together with a shared vision—to build an independent, democratically run, forward-looking institution that can accelerate the role of fintech in nation-building in alignment with the regulators and policy makers.

As a democratic industry-led body, we bring together fintechs, regulators, policy-makers, financial institutions, and the all the stakeholders of the eco-system to foster meaningful dialogues, shape policies, promote responsible governance & practices, and build a robust ecosystem via our initiatives and engagements. The forum’s activities encompass a wide range of initiatives, including advocacy efforts to aid in policy making, deeper regulatory engagements, capability and capacity building programs in the fintech domain, enhancing customer protection and awareness, publishing research reports and impact-building networking events to facilitate collaboration and partnerships within the industry.

With deep roots in policy advocacy, capacity building, regulatory collaboration, impact-network building for the fintech eco-system across all stakeholders, we serve as a primal trusted and a transparent bridge between innovators and institutions—ensuring India continues to lead on the global fintech map with responsible innovation & growth while staying aligned with national priorities for Viksit Bharat.

VISION

Our mission is to drive India’s fintech revolution by promoting collaboration, innovation, and responsible growth in fintech sector. The vision is for the industry customers, stakeholders, and policymakers to work together to enhance financial inclusion and elevate India’s position in the global fintech stage.

ROLE OF SRO - India Fintech Foundation

Technological innovations are reshaping the financial services landscape, with FinTechs emerging as both disruptors and facilitators. FinTechs encompass diverse entities in terms of constitution, size, activities, domains, etc., all subject to constant flux and evolution.

As this innovation-led growth trajectory continues, the emergence of new business models, products, and services becomes inevitable, thereby making the need for a growing supervisory perimeter more and more critical for the responsible growth of the Fintech sector. This need underscores the critical role of the industry-led India Fintech Foundation to play a pivotal role in fostering a secure, responsible and sustainable fintech ecosystem.

LEADERSHIP TEAM

We are guided by a diverse and visionary leadership team comprising industry veterans, fintech innovators, policy experts, and technology leaders. Together, they bring deep expertise and strategic insight to advance the mission of building a robust and inclusive fintech ecosystem in India.

We represent a conglomeration of fintech leaders, enablers and experts representing the next phase of industry self-governance and ecosystem development. Drawing from the same leadership that has successfully driven and delivered several national fintech initiatives, we are now positioned as an autonomous proposed Self-Regulatory Organization (SRO) with a singular focus: to harness the transformative power of fintech for the growth of India.





GOVERNANCE MODEL

Key Principles



Democratic participation
with voice & vote to members


Transparency

in operations and decision-making


Diversity of representation
across business models, stages, and sizes


Checks & Balances
through layered review and stakeholder input



REGULATORY ALIGNMENT & MANDATE

Relationship with Regulator & GOI

Ongoing, transparent, and trusted relationship to ensure responsible growth & innovation

  • Operates under principles and expectations outlined by RBI
  • Formal bridge between the industry and the regulator
  • Consultations, advisory meetings, and whitepaper submissions
Role in Regulatory Ecosystem

Key cog in regulatory architecture, ensuring clarity, compliance and consumer protection

  • Voice of the Industry to represent a unified industry position
  • Policy Enabler: Shares field-level insights to shape practical regulations
  • Compliance Facilitator: Regulatory updates, Frameworks and practices
  • Flags potential risks


Legal & Institutional Backing

Transparency, legal soundness, operational accountability.

  • Not-for-profit, Sec 8 company
  • Neutral & non-commercial motives
  • Complies with RBI's Guidelines
  • Clear charter, bye-laws, and code of conduct approved by Board
  • Structured mechanisms
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